WHAT IT WOULD LOOK LIKE
One record, three moments.
We do not lend, hold money, or move funds. What we hold is the record that makes lending possible, and the reason it works is that no single party can write it alone.
- 01
The order is entered
The workshop records the order value, materials needed, and delivery date. Not who the buyer is. The buyer confirms the order exists and the amount, and nothing else about themselves.
- 02
The financier funds materials
Against a confirmed order rather than against the workshop's assets, which is the whole point. They see an amount and a delivery date they can rely on.
- 03
Delivery closes it
The buyer confirms receipt. That confirmation releases repayment, and it comes from the buyer rather than from the workshop claiming the buyer took delivery.